Your bills, your budget, your book
Know what's left after every bill.
Gobboo plans your month from your paychecks and bills, before the money's spent, with no bank login required.
Free demo · No account needed · No bank login
What's left in October
$1,284
after every bill and paycheck this month
Due this week
- Mon 5ElectricManual$120
- Wed 7PhoneAutopay$65
- Fri 9Auto LoanAutopay$387
Free to spend, week by week
Can I afford it?
Try a new payment before you commit to it.
Thinking about a car, a phone plan or a loan? Enter the monthly payment and any down payment, and see what you'd have left in every month ahead, before you sign anything.
Pay it from checking or from a savings account. Gobboo only offers the accounts that will still cover it on the day.
What can I afford?
| What's left in | Now | Included |
|---|---|---|
| Nov 2026 | $904 | $554 |
| Dec 2026 | $2,894 | $2,544 |
| Jan 2027 | $1,310 | $960 |
Every month stays positive, and the down payment comes from savings that can cover it.
Forecast & savings
See next month before it gets here.
The budget forecast lays out the months ahead: what comes in, what goes out, and what you'll end each month with, so a tight month never takes you by surprise.
Savings and investments grow with their real interest rate, compounded monthly, so you can watch your cushion build.
Budget forecast
| Month | In | Out | Ends with |
|---|---|---|---|
| Oct | $5,600 | $6,716 | $1,284 |
| Nov | $5,600 | $5,980 | $904 |
| Dec | $8,400 | $6,410 | $2,894 |
December includes a third paycheck.
Emergency Fund
4.0% APY · $200 added monthly
$3,412
+$11 interest this month
For checkbook users
Still writing checks? Gobboo keeps your register.
When you pay a bill by check, record the check number with it. Gobboo keeps it alongside the payment and the account it came out of, so your ledger reads like a check register, with a running balance after every line.
Checks, autopay and online payments sit side by side. Filter by check number or account to find any payment in seconds, and true your balance up to your bank statement whenever you look at it, with no bank login.
Your register
Filter: Check #| Date | Check # | Paid to | Amount | Balance |
|---|---|---|---|---|
| Oct 5 | 1042 | ElectricMain Checking | $120 | $2,280 |
| Oct 7 | 1043 | WaterMain Checking | $87 | $2,193 |
| Oct 9 | — | Auto LoanAutopay · Main Checking | $387 | $1,806 |
| Oct 12 | 1044 | Lawn CareMain Checking | $60 | $1,746 |
Balance synced to your bank statement on Oct 12.
Your data stays yours
Built so there's less to lose.
The most sensitive things a finance app can hold are the things Gobboo never asks for.
No bank login
You enter your own bills and balances. Gobboo never asks for access to your bank.
No passwords for other sites
Gobboo doesn’t store your logins for the companies you pay. Keep those in a password manager.
No ads, no tracking
No advertising, no analytics tools, and we never sell your data.
Cards handled by Stripe
When paid plans open, payments go through Stripe. We never see your card number.
Simple plans
Start free with the demo. Paid plans open soon.
Freemium
- See every bill still due this month
- Your month at a glance
- Track this month against your plan
- Full details for each bill
Core
- Everything in Freemium
- Up to 15 bills and accounts
- History of what you’ve paid
- Recurring bills and paychecks
- The full dashboard and charts
Premium
- Everything in Core
- Unlimited bills and accounts
- Loan payoff schedules
- Debt payoff tracking
- Budget strength meter
- Dashboard settings
Family Core
- Everything in Core
- Up to 4 people
- A separate budget for each person
- One subscription for everyone
Family Premium
- Everything in Premium
- Up to 4 people
- A separate budget for each person
- One subscription for everyone
Paid plans open soon. Join a waitlist and we'll email you when they do.
Questions
Is it Gobboo or Goboo?
It’s Gobboo, spelled with two b’s and pronounced “go-boo.” The name comes from go + budget + book.
Does Gobboo connect to my bank?
No. You enter your own bills, income and balances, so Gobboo never needs your bank login. It also never stores your passwords for other websites, and card payments are handled by Stripe. How we protect your data
Do I need an account to try it?
No. The live demo is free and loaded with sample bills, so you can log a payment and see how everything updates without signing up. Try the demo
When can I buy a paid plan?
Paid plans open soon. Join the waitlist on any plan above and we’ll email you when they do. Joining costs nothing and commits you to nothing.
See your month the Gobboo way.
The demo is loaded with sample bills. Log a payment and watch what's left update.
Try the demo, free